Which type of damages are covered under "other than collision" perils?

The correct choice, which encompasses "other than collision" perils, is indeed associated with risks such as water damage, glass breakage, and wind damage. Under a Personal Auto Policy, coverage for other than collision typically includes a range of non-collision-related incidents that could harm the vehicle.

Water damage may refer to damage caused by flooding or heavy rains that affect the vehicle, glass breakage pertains to instances where windows or windshields are shattered by external forces, and wind damage can occur from severe weather conditions such as storms. All these scenarios do not involve a direct collision with another vehicle or object, hence they fall under the 'other than collision' category in the insurance policy.

The other options encompass scenarios that do not fit this classification. For instance, vandalism and theft are indeed covered under 'other than collision' perils, but the specifics of option B highlight multiple forms of incidental damage, which is broader in scope. Collisions and accidents on the road specifically refer to incidents where a vehicle collides, which is outside the realm of 'other than collision' coverage. Likewise, while fire damage could sometimes be covered, liability claims are generally dealt with under a different section of the insurance and pertain more to bodily injury or property