Which section of a PAP includes the names of the insured and coverage limits?

The declaration section of a Personal Auto Policy (PAP) plays a crucial role, as it provides essential information about the policy. This section includes the names of the insured parties, the coverage limits for different types of coverage (such as liability, collision, and comprehensive), the policy period, and details about the insured vehicles.

By listing the personal details and coverage amounts, the declaration helps both the insurer and the insured clearly understand the scope of the insurance provided. It essentially serves as a summary of the most important aspects of the policy, making it a valuable reference for anyone involved. In contrast, coverage details, endorsements, and policy conditions serve different purposes, such as outlining the specific terms of coverage or any amendments made to the policy, which do not specifically list the names of the insured or the coverage limits.