Which PAP endorsement provides Liability coverage for a non-owned automobile furnished or available for the regular use of the insured?

The endorsement that provides Liability coverage for a non-owned automobile furnished or available for the regular use of the insured is the extended non-owned coverage. This endorsement expands the coverage of a personal auto policy to include vehicles that are not owned by the insured but are used frequently. It is especially useful for drivers who may regularly use vehicles provided by an employer or who borrow vehicles from friends or family.

While standard liability extensions and the other mentioned coverages may provide some level of protection under specific circumstances, they do not specifically address the liability coverage for non-owned vehicles used on a regular basis. The primary non-owned coverage focus differs from what is needed here, and temporary vehicle coverage typically applies to vehicles rented or borrowed for short-term situations rather than those regularly accessible for use.

Therefore, the extended non-owned coverage is the appropriate choice, ensuring that the insured has liability protection when operating non-owned vehicles that they routinely use.