Which of the following is NOT a covered peril under "other than collision"?

Study for the Personal Auto Policy Exam. Study with flashcards and multiple-choice questions, each question has hints and explanations. Get ready for your exam!

The correct response is that collision with another vehicle is not a covered peril under "other than collision." This is because "other than collision," often referred to as comprehensive coverage in personal auto policies, is designed to cover specific types of risks that do not involve a collision with another vehicle or object.

Comprehensive coverage typically includes events such as theft, vandalism, natural disasters (like wind and water damage), and glass breakage. These are all scenarios that can happen without direct contact with another vehicle. In contrast, collision coverage is specifically for incidents where the insured vehicle collides with another vehicle or object, making it essential to distinguish between the two types of coverage when evaluating what is and isn't included under "other than collision."

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