Which of the following can be considered as non-collision events covered by comprehensive coverage?

Comprehensive coverage is designed to protect policyholders from various risks that are not associated with a collision. Among these risks, an accidental fire is a prime example of a non-collision event that would be covered by comprehensive coverage. This type of coverage addresses damage to the vehicle caused by events such as natural disasters, theft, vandalism, or fire, distinguishing it from collision coverage, which specifically covers damage resulting from an accident involving another vehicle or object.

On the other hand, racing events do not qualify because engaging in races is typically considered a high-risk activity and is explicitly excluded from most auto insurance policies. Damage due to another driver usually falls under liability coverage rather than comprehensive coverage. Finally, intentional acts, such as vandalism or deliberately causing damage to one's own vehicle, are also excluded from coverage because they are not considered accidental. Thus, accidental fire retains its place as a valid example of non-collision events under comprehensive coverage.