Which coverage under Part D applies to incidents of upset or overturn involving another vehicle or object?

The coverage that applies to incidents of upset or overturn involving another vehicle or object is collision coverage. Collision coverage is specifically designed to pay for damages to your vehicle resulting from a collision with another vehicle or object, such as a tree, a guardrail, or even a rollover accident. This means that if your car is damaged in an accident where it overturns or is involved in a collision, collision coverage will help cover the repair costs, regardless of who is at fault.

Comprehensive coverage, on the other hand, typically covers damages to your vehicle that are not the result of a collision, such as theft, vandalism, or natural disasters. Uninsured motorist coverage is aimed at protecting you if you are involved in an accident with a driver who does not have insurance, while personal injury protection primarily covers medical expenses and lost wages resulting from an accident, rather than damage to the vehicle itself. Thus, collision is clearly the appropriate coverage for incidents involving upset or overturn of a vehicle.