What defines the type of expenses covered under the Transportation Expense coverage?

Transportation Expense coverage in a personal auto policy specifically refers to expenses incurred while using a substitute vehicle or when your vehicle is being repaired due to a covered loss. The term "transportation-related expenses" encompasses costs such as rental car fees, public transportation fares, or any other reasonable transportation costs directly related to the loss of use of the insured vehicle.

By selecting this option, it highlights the intent of the coverage to reimburse policyholders for handling their transportation needs when their primary vehicle is unavailable. This includes expenses that are essential for maintaining mobility, thereby defining what is eligible under this particular policy provision. While other expenses may be related to personal or operational needs, they do not fall under the specific scope of Transportation Expense coverage, which is focused explicitly on transportation-related costs.