Under the No-Fault law, how is a motor vehicle defined?

Study for the Personal Auto Policy Exam. Study with flashcards and multiple-choice questions, each question has hints and explanations. Get ready for your exam!

The definition of a motor vehicle under the No-Fault law typically encompasses vehicles that are designed for on-road use and have the capability to be driven without external propulsion. A self-propelled vehicle with four or more wheels aligns with this definition, as it includes standard automobiles, trucks, and SUVs that are most commonly encountered on public roads.

Including vehicles with four or more wheels is essential because these are the types of vehicles primarily involved in accidents that the No-Fault law aims to address. By focusing on self-propelled vehicles, the definition ensures that the provisions of the No-Fault system apply to those capable of causing or being involved in motor vehicle accidents.

In contrast, vehicles with less than four wheels, those solely for commercial use, and vehicles that do not require licensing do not fit the typical scenarios covered by No-Fault laws, which are designed to provide coverage for personal use vehicles involved in accidents. Thus, the context of the No-Fault law relies heavily on the standard definition of motor vehicles that includes self-propelled, four or more-wheeled vehicles.

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