Define "declarations" in the context of an auto insurance policy.

In the context of an auto insurance policy, "declarations" refer to a summary section that provides essential information about the policy. This includes key details such as the insured's name and address, the vehicle(s) covered, the coverage types, policy limits, and the premium amount. The declarations page serves as a crucial reference point for both the insurer and the insured, providing an overview of the rights and responsibilities outlined in the policy.

This section is significant because it gathers all pertinent information in one place, making it easy for policyholders to review their coverage and for insurers to confirm the details of what is included in the policy. Understanding the declarations can help insured individuals ensure they have the appropriate coverage for their needs and clarify what to expect in case of a claim.