An insured injured by an uninsured motorist is entitled to what coverage under his auto policy?

When an insured is injured by an uninsured motorist, they are typically entitled to the broadest coverage available under their auto policy, which is often referred to as uninsured motorist coverage. This type of coverage ensures that the insured can recover damages for bodily injury caused by a driver who does not have liability insurance.

Uninsured motorist coverage is designed to protect the insured from financial loss in the event of an accident where the at-fault party lacks insurance. By choosing the broadest coverage, the policyholder maximizes their protection, including potential medical expenses, lost wages, and pain and suffering, much like they would if the other driver had insurance.

While minimum, standard, and enhanced coverage can relate to various aspects of auto insurance, they do not specifically address the necessary protections related to injuries caused by uninsured motorists as effectively as the broadest coverage option does. Broad coverage typically ensures that the insured's rights are fully protected in the challenging situation involving an uninsured driver.