A Theft loss requires the insured to file a ___________ report to satisfy the conditions of his policy when making a claim under the PAP.

In the context of a theft loss under a Personal Auto Policy (PAP), the insured is required to file a police report to fulfill the policy's conditions for making a claim. This requirement is in place because a police report serves as an official document that confirms the occurrence of the theft and provides law enforcement's documentation that is essential for substantiating the claim. The report not only aids in the investigation of the theft but also demonstrates to the insurance company that the loss has been formally reported and documented.

While other types of reports, such as damage, insurance, or financial reports, may be relevant in certain situations, they do not fulfill the specific requirement outlined in the PAP for a theft loss claim. Only the police report provides the necessary validation and authority needed in cases of theft, making it the proper and required course of action for policyholders.